What is Excess in Vehicle Insurance? In vehicle insurance, Excess refers to the amount of money you must pay upfront when making a claim, regardless of who is at fault in the accident. This sum is pre-determined by your insurance policy and shares the risk between you and the insurer.

In the UK, vehicle repair times can vary significantly depending on the extent of the damage. Minor repairs may take just a few hours, while major issues like engine work or significant body damage could take weeks. On average, most repairs are completed within 2-3 weeks, although factors like part