What is a Road Traffic Accident?
A road traffic accident (RTA) occurs when vehicles collide, leading to damages, injuries, financial losses, and property damage. Accidents can happen due to various reasons, including:
- Over-speeding
- Reckless driving
- Violation of traffic rules
- Failure to understand traffic signs
- Driving under the influence of alcohol or drugs
- Pedestrian negligence
- Passenger distractions
- Unsafe road conditions
- Adverse weather conditions
Types of Accidents
.Rear-End Collision: When one vehicle crashes into the back of another.
.Side-Impact Collision: When one vehicle hits the side of another, affecting the driver or passenger side.
.T-Bone Collision: When a car is struck on its side by another vehicle moving perpendicularly.
.Head-On Collision: When two cars crash into each other from the front.
.Multiple Vehicle (Concertina) Collision: Involves three or more vehicles colliding numerous times from different angles.
What to Do After an Accident?
.Ensure Safety – Turn off your vehicle and park it safely. Check if you or any passengers are injured. If anyone is hurt, call emergency services immediately.
.Notify Your Insurance Provider – Report the accident to your insurer immediately.
.Gather Evidence – Take photos of the scene, vehicle damage, and any injuries. Collect witness contact details.
.Seek Legal Advice – Contact a solicitor or accident management company to handle your claim. They will assess your case, manage vehicle repairs, arrange a hire vehicle, and guide you on personal injury claims.
Compensation and Settlement
The accident management company handling your case will negotiate with the at-fault party’s insurer to secure compensation. The amount awarded depends on the severity of injuries and vehicle damage. More severe cases typically result in higher compensation.
100% No Win, No Fee Claims
We handle claims on a no-win, No-fee basis. This means:
- You won’t pay legal fees if your claim is unsuccessful.
- A small percentage of your compensation will cover legal costs if you win.
Types of Claims We Handle
- Car Accident Claims: You can claim compensation if you’ve been injured in a car accident as a driver or passenger.
- Work Accident Claims: If you’ve been injured, inform your employer and seek legal support.
- Medical Negligence Claims: You may be entitled to compensation if medical treatment worsens an injury or illness.
- Surgical Negligence Claims: You can file a claim if surgical errors have caused harm.
- Motorbike Accident Claims: You may be eligible for compensation if you were injured in an accident that wasn’t your fault.
- Pedestrian Accident Claims: If you were hit by a vehicle while walking, legal assistance can help you recover compensation.
- PCO Vehicle Accident Claims: If you were in a private hire (PCO) vehicle, you can claim compensation and request a replacement vehicle.
- Slip & Trip Claims: Injuries from slips, trips, or falls in public places due to negligence can lead to compensation.
Time Limit for Making a Claim
In the UK, you typically have three years from the accident date to file a claim for personal injuries, vehicle repairs, and financial losses.
What If the Other Vehicle is Uninsured?
If the at-fault vehicle is uninsured or the driver flees the scene, the Motor Insurers’ Bureau (MIB) will handle your claim for injuries, repairs, and financial losses. MIB also deals with accidents involving foreign-registered vehicles.
What If the Accident Happens Abroad?
If you or a family member is involved in an accident outside the UK:
- Seek immediate medical attention and report injuries to a doctor or hospital.
- Gather as much evidence as possible.
- Contact Accident Claims Assist for legal advice and claim processing.
Why Choose Accident Claims Assist?
✅ No Hidden Charges
✅ Legal & Professional Support
✅ No Win, No Fee Guarantee
✅ Regular Claim Updates
✅ No Upfront Costs
✅ No Financial Risk
✅ Replacement Vehicles Within 24 Hours
✅ 24/7 Roadside Assistance & Recovery
