In the UK, if you are involved in a road traffic accident and are not liable, you are eligible for a replacement vehicle for no charge. At the same time, your car is being repaired from approved garages. You will get the replacement vehicle for free as the insurers of the at-fault driver will pay for the cost of the hire vehicle.
You will have a vehicle hired through credit hire services, and it applies to a comparable car according to your needs and requirements to keep you on the road. The accident management company provided us with a hired vehicle to avoid inconveniences while the car was being repaired.
We can have a replacement or hire vehicle if our vehicle is repaired or requires routine maintenance.
How to Qualify for a Free Replacement Vehicle
We can have a replacement vehicle for free after a road accident in the UK.
- Non-fault Accident: To be eligible for a replacement vehicle at no cost or upfront charges, you must not be liable for the accident.
- Like to like vehicles: You can have a replacement vehicle after an accident that is like your own or according to your requirements. You will have the vehicle within 24 hours of the accident.
- Claim Timeframe: You can keep the replacement vehicle when your car is repaired from the repair shop or garage.
- Credit Hire Services: To obtain a replacement vehicle after an accident, you can contact a credit hire company. This company will manage the process of providing you with a hire car and recovering the hire charges from the at-fault driver’s insurer.
Comparable Vehicle
We know your vehicle’s size and specifications are essential when purchasing a new car. After a non-fault accident, it’s unjustified to be left without the type of vehicle you depend on for going to work, travelling, and other daily life uses.
As a leading credit hire company, we provide a replacement vehicle comparable to your size and specifications. You can use the replacement vehicle to return to your daily routine and work hassle-free.
A Replacement Vehicle for No Cost
An Accident Management company provides services at no cost to non-fault drivers. The services also include a comparable replacement vehicle after an accident.
If you are considering the hire vehicle charges, you do not have to pay any cost for the replacement vehicle. The at-fault driver’s insurance company pays all expenses and losses.
As part of claims management services, we claim all costs and recover them from the at-fault driver’s insurance company. These costs include the following:
- Roadside Recovery after an accident
- Vehicle Storage (if required)
- Comparable Replacement Vehicle
- Vehicle Repairs
- Total loss Settlement Claim
- Personal injury Compensation
Hire Vehicle vs Insurers Courtesy Vehicle
If you speak to your own insurance company after a non-fault accident, you’ll be provided with a courtesy car. Your insurers will not provide you with a comparable vehicle according to your specifications. On the other hand, if you contact an accident management company after a non-fault accident, we will provide you with a comparable hire vehicle that matches your vehicle.
No Insurance Excess
If you speak to your insurance company to file a claim instead of contacting an accident management company, your insurers will ask you to pay your policy excess to claim. Meanwhile, while claiming with an accident management company, you do not have to pay any policy excess.
We do not make a compensation claim against your insurance policy. We always claim directly against the faulty driver’s insurance policy. In this case, you do not have to pay any policy excess. This is very beneficial for vehicle drivers who are not at fault.
Benefits of having A Replacement Vehicle
The faulty driver’s insurance company claims the cost of the replacement vehicle provided to the non-fault driver. We can contact a Credit Hire Company like Accident Claims Assist to make sure that your rights are protected after a road traffic accident involving your vehicle being off-road through no fault of your own.
- No Excess Payment: It is important to understand that if you have Comprehensive insurance coverage, you are eligible to obtain a replacement vehicle and make a claim for compensation not covered by your policy.
- Untouched Claims Bonus: We will handle your whole claim process from start to settlement through the third-party insurance company and ensure your claim bonus remains untouched.
- Stay on The Road: If your vehicle is not roadworthy after an accident, it will be transported to a garage for repairs. Utilizing the hire vehicle service will keep you on the road.
- Comparable Vehicle: Insurance companies may not prioritize your best interests after an accident and often persuade you to take a replacement vehicle from them instead of an independent accident management company. Still, by law, you are entitled to a like-for-like replacement, and we ensure you receive a car matching your own or your specific needs—so always consult your lawyer before accepting a replacement from your insurer.
- No Deposit: Like the other benefits, another benefit is that we will never ask you to pay a deposit. Fleet insurance covers our clients fully and comprehensively and checks the terms and conditions. The policy excess is nil for accidents reported within 24 hours.
Why Choose Us
We are the leading Accident Management and Credit hire company providing services in the UK.
As an Accident management company, we handle your claim on a No-Win, No-Fee basis, and your Comfort is our No. 1 Priority at Accident Claims Assist.
Here’s why you should choose us over going directly through your insurer:
- Keep your claim’s bonus untouched
- Get replacement vehicles on the same day
- No hidden fees or charges
- End-to-End Services
- Stress Reduction
- Cost Consideration
- Complete Support from the Initial Consultation
Our UK accident management experts work tirelessly on every aspect of the claim, from dealing with insurance companies to handling vehicle repairs and recovery to personal injury claims.
For more information and assistance, call us on 0203 642 8857 to speak to our experienced team or email us at claims@accidentclaimsassist.co.uk.
Frequently Asked Questions
How long does it take to repair a car after an accident?
The time it takes to repair a vehicle after an accident depends on its vehicle. If the damages are minor, such as dents or scratches, repairs can often be completed in a week or less. However, if your car has structural damage after an accident, it may take weeks to repair.
What happens if my car is not insured?
In the UK, if your vehicle in use is not insured, your vehicle will be taken away. You will also have to pay a fine and get points on your license.
What details do I need to exchange after a road traffic accident in the UK?
Suppose you’ve been involved in a road accident. In that case, you must stop and provide your details, such as your name, address, vehicle owner’s name, insurance company’s details, and vehicle registration number.
Is it illegal to provide insurance details after a road accident?
If you have an accident resulting in damages and injury, you must provide your details to the injured party.
