Connect with our experienced team to navigate the process of non-fault accident claims seamlessly. Let us assist you in assessing damage, securing your claim payout, and managing settlements to ensure you receive the compensation you rightfully deserve.
Credit repair services in the UK after an accident are the services provided by an accident management company. An accident management company repairs your vehicle from approved garages and contacts the insurers of the faulty driver to recover the cost for repairs and other services provided. We need to understand that we don’t have to pay any upfront charges. Accident management companies credit the vehicle repair cost and recover all the costs from the at-fault party.
A vehicle inspection is arranged for your vehicle by the accident management company acting on your behalf; the engineers will review the vehicle damages and will prepare a report for the cost of repairs, labor and other services charges.
Credit repair services can include:
Contact an Accident Management Company
After a non-fault accident, we need to contact an accident management company to provide them with all the details of the accident and the supporting evidence.
Vehicle Assessment
The Accident management company will instruct the engineers to inspect the vehicle and assess the damage to your vehicle.
Repair Process
You can take your vehicle for repairs to the appointed garages by the accident management company for repairs.
Claim Submission
The accident management company will submit a claim to the at fault driver’s insurance company to recover all the cost.
Settlement
Once the insurance pays all the vehicle repairs cost the claim will be settled.
What We Need for Credit Repair Services
Even if you understand that you were not responsible for the road accident, we still need to fulfill the requirements to process the claim and for credit repair services.
If the vehicle involved in an accident and is declared total loss, we will instruct the engineers for vehicle valuation and agree a cost for the vehicle to settle the claim. For a total loss vehicle, the market value of the vehicle will be considered. You will be paid by the insurance company of the at fault driver according to the market value of the vehicle.
Total Loss Vehicles
If the vehicle is involved in an accident and is declared a total loss, we will instruct the engineers for vehicle valuation and agree on a cost for the vehicle to settle the claim. For a total loss vehicle, the market value of the vehicle will be considered. You will be paid by the insurance company of the at-fault driver according to the market value of the vehicle.
Why Accident Claims Assist for a Courtesy Car?
Accident Claims Assist is London’s premier accident claim management and credit hire company. Not only do we provide claim management solutions, but other companies and fleet businesses can also rely on us to hire credit services for their non-faulty parties. We’ll not charge for anything from you, as the faulty party insurer will pay for everything.
Benefits of Credit Repair Services
Credit repair services can benefit you by improving your credit score, allowing you better loan terms and low interest rates, and opening up more financial opportunities with better conditions. Credit repair services benefit also includes:
The purpose of credit repairs is to make your life easier after an accident that was not your fault. Accident Claims Assist is a leading Accident Management company; we provide reliable and hassle-free credit repair and hire services. We provide credit repair services in the UK for non-fault accidents. We will pay you for your vehicle damages and will recover all the costs from third-party insurance.
Your vehicle is repaired according to repairs standards using manufacturers parts. We can help and guide you to recover other losses because of the accident. The losses include loss of earnings and personal injury claims. We help you and guide you on each step of the way for a successful claim.
We need to speak to a solicitor who specializes in this field when the insurance company of the at-fault driver refuses to pay for vehicle hire and repair costs. We will pass the claim to the solicitors to act on our behalf; they will contact the faulty driver’s insurance company for compensation.
After an accident, if you go to your insurance company, you will not get all the services if not mentioned in your insurance policy. If you report the accident to your insurance or are looking to claim your insurance company, the premium may increase, and your no-claims bonus will be affected even if the accident was not your fault. The vehicle repairs through your insurance are not quality and are not guaranteed, and they can use recycled parts that are not the manufacturer’s part.
The insurers will recover the cost from the faulty party insurance, but not always. Your insurance will be affected if your insurers pay on your behalf. Your claims bonus will be affected. So, we need to contact the accident management company to handle the claim professionally and legally. They will recover the cost from the faulty party, and you do not have to pay anything.
Unlike your insurer, you can keep your no-claim bonus untouched if you proceed with your claim with an accident claim management company.
The public roads are, as the name can direct you to imagine, public. Everyone with a valid driving license can drive on these roads, and many times, those without a driving license can also be found here. The roads are dangerous; sometimes, you are doing everything right, yet you find yourself involved in a non-fault accident.
Verbal and oral interactions between parties involved who are making genuine efforts to resolve a dispute are often called without prejudice. The without prejudice rule is to motivate settlement discussions without parties weakening their position in the dispute.
If prejudice applies, individuals can communicate and write openly without fear that what they are saying may be used against them in court proceedings.
An insurance company may choose to deal with your claim without prejudice or WOP basis. This means they will agree to deal with your claim in order to save the costs of the claim but without liability admission. In claims dealt with on a WOP basis, the liability is not admitted by the other party, even if they are looking to come up with an offer to settle the claim.
Experiencing a road accident can be a frustrating and shattering event. One of the main concerns for many individuals is thinking about when their vehicle repairs will start. Understanding the duration for repairs can be significantly less intense and help you make well-informed decisions.
Understanding the Road Accident Aftermath
The moment after an accident can be confusing. Once you have ensured everyone is safe and reported the accident to the insurance, your next step is estimating your vehicle's damage. However, before the repairs can start, several steps need to be taken.
In the unlucky event of a road traffic accident, understanding how to handle the process of getting your vehicle repaired can be unsettling. If you are declared at fault, it's necessary to know what your duties are, how to manage vehicle repairs, and what costs you can expect. We will have a clear process for vehicle repairs in an at-fault accident compensation claim.
What is Credit repair?
Credit repair is a process offered by claims or accident management companies to make life easier.
An accident claim management company offers a credit repair facility if your vehicle has been damaged during a non-fault accident.
Most of us depend on our vehicles to go about our daily activities; having a vehicle damaged can instantly affect our lives and other activities. What will you do while you wait for the vehicle repair?
If your vehicle has been damaged during a road accident that was not your fault, the entire process can be time-consuming and stressful. What are you going to do without your vehicle? That is where credit hire and credit repair jump in.
If you’ve been involved in a road traffic accident and your vehicle has been damaged, you no doubt want it to get back on the road as soon as possible. If you have the skills and experience, then that can involve carrying out the repairs yourself. There is nothing by law that states you cannot undertake your vehicle repairs, but you may check your insurance policy before you make the final decision.
Yes, you can get your vehicle repaired by yourself after an accident, but it's not recommended unless the vehicle damage is very minor. You have the necessary experience and tools, as doing so could affect your insurance claim, potentially void your warranty, and leave you responsible for any improper vehicle repairs that could cause safety issues.
In the UK, vehicle repair duration can differ widely depending on the nature of damages, ranging from an hour’s minor repairs to several weeks for major issues like engine work or significant body damage; most vehicle repairs can be finished within 2-3 weeks, with factors like part availability and the garage's work capacity affecting the timeframe significantly.
There's no legal period or time limit for keeping your vehicle. Sometimes, vehicle repairs might take longer, and your repairer should inform you why and how long they expect to take. This may be because of the complexity of the source parts.
What is excess in vehicle insurance?
In the world of Vehicle insurance policy, the term excess refers to the upfront cost you’re liable to pay when making a claim, irrespective of who was at fault at the time of the accident. This sum is a predetermined sum set out in your insurance policy and is essentially a means of sharing the risk between you and the insurance company.
There are two types of excess:
Accident Claims Assist is available 24/7 to assist with courtesy car hire for your claim or fleet management businesses.
0203 642 8857
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