Replacement Vehicles
Replacement vehicles are temporary vehicles available through credit hire and courtesy car services. The replacement vehicle charges are recovered from the faulty driver’s insurance company as part of the loss claim resulting from the accident. You may be eligible for a replacement vehicle after an accident, regardless of your insurance type or age.
The term vehicle replacement refers to acquiring a new vehicle to replace the current one you are using. You get a replacement vehicle when the old vehicle is damaged, written off in an accident, or stolen and not recovered. The goal is to provide you with a comparable car so you can continue driving while your vehicle is being repaired or replaced.
Replacing a vehicle is tied to your insurance coverage, which may help you pay the cost. Reviewing your insurance policy to check if you’re eligible for a replacement vehicle is important.
Non-Fault Accident
A non-fault road accident is one in which the other party is responsible for the damages and injuries. The damages, injuries, and other costs will be recovered from the at-fault driver’s insurance company, and you will incur no costs.
Your Rights When an Accident Isn’t Your Fault
After an accident, it is essential to understand your rights, especially when the accident is not your fault. For instance, if you’re left without a replacement vehicle after the accident, you are entitled to a replacement vehicle to stay on the road. This is covered under Tort law. A tort is a civil wrong resulting in personal harm to a claimant, whether physical or financial and legal liability for the person who caused the damages. The losses suffered because of the accident will be paid by the at-fault party’s insurance company.
Replacement Vehicle Process
When you are involved in an accident that is not your fault or your vehicle is unroadworthy, you are eligible for a replacement vehicle that meets your needs.
- You can get a replacement vehicle even if it needs routine service or repairs.
- You’re eligible for a replacement vehicle if the road accident was not your fault.
- The other driver’s insurance company responsible for the accident will pay for the costs of hire, repairs, and storage.
- You are eligible for a like-for-like vehicle according to your needs.
- You can obtain a replacement vehicle from an accident management company that offers vehicle repair, storage, and replacement services.
- You may be eligible for a replacement vehicle if you have comprehensive insurance and collision coverage.
Replacement vehicle costs may not be covered unless specified in your policy.
You can receive a courtesy or replacement vehicle for routine servicing or repairs. However, if the at-fault driver’s insurers dispute liability, it could delay the settlement process.
We can speak to a solicitor for legal assistance and litigation. They will handle vehicle repairs and hiring. You will not have to pay any costs for the replacement vehicle. Your insurance company or the accident management company will liaise with the insurance company to recover the costs.
The non-fault driver can keep the replacement vehicle until the vehicle is repaired or the defendant’s insurance company settles for the written-off vehicle. The settlement of the repair and hire claim depends on the circumstances of the accident and the at-fault driver’s insurance. This can take weeks to months.
Time Duration for Replacement Vehicle
Accident management companies aim to mitigate the losses and damages suffered by the injured party.
If you are not responsible for a road accident, providing a replacement vehicle by an accident management company helps reduce your losses. Without a car, you could face additional costs like the expense of public transportation, the inconvenience of being unable to drive to work, and other losses due to the accident.
Using a replacement vehicle fulfils your obligation to mitigate those losses.
Replacement Vehicle at No Cost
In the UK, the non-fault driver can use a replacement vehicle at no cost, as the price is recovered from the at-fault driver’s insurance.
The non-fault driver can use this replacement vehicle until their vehicle has been repaired or until they receive compensation if the car is written off.
The duration of settling a claim can vary from weeks to months, depending on its complexity and whether the accident was reported within 24 hours.
Why Choose Accident Claims Assist?
- 24/7 Roadside Assistance
- Reliable Replacement Vehicles
- Professional Services
- Secure Vehicle Storage
- Untouched Claim Bonus
- No Insurance Access
- Same-Day Replacement Vehicles
- No Win, No Fee Services
After a non-fault road traffic accident, non-fault drivers are eligible for a variety of replacement vehicles, such as prestige cars, PCO vehicles, or commercial vans. When a vehicle is off the road due to a non-fault accident, the claimant can claim a like-for-like vehicle until an offer is agreed upon and the claim is settled.
Please call us at 0203 642 8857 to get your like-for-like replacement vehicle at no cost.
Frequently Asked Questions
How long can I keep the replacement vehicle?
We will provide you with a replacement vehicle for as long as it takes to repair your car.
What kind of replacement vehicle will I get?
We offer a wide range of replacement vehicles to meet your requirements. We provide like-for-like replacement vehicles with our best services.
How long will it take to get a replacement vehicle?
If the accident is not your fault, you will receive a replacement vehicle the same day.
Can I have a vehicle if the other vehicle is not insured?
Accident Claims Assist will provide a replacement vehicle if the at-fault driver is uninsured. The Motor Insurer Bureau will handle your claim and recover all the costs.
Who will pay for the Credit Hire Vehicle?
All the costs of the credit hire vehicle will be billed to the at-fault party’s insurance.
Can I have a vehicle if I am not 18 years old?
You will not be provided with a vehicle if you are under 18. We provide cars to clients between 18 and 21 years old and have a valid young driver’s license.
How do I arrange a replacement car if I’m not at fault?
If you believe you are entitled to a replacement car, the next step is to contact us. Our support team is available 24/7 via email or phone. Visit our website: www.accidentclaimsassist.co.uk.
