Car accidents can be stressful and traumatic, leaving the individuals to deal with physical & psychological injuries, emotional distress, Fear of travel and financial Losses.
Generally, we have 3 years from the Accident date to file a claim in the UK. You should initiate legal proceedings to get compensation for personal injuries, vehicle damages, and other losses resulting from the Accident.
Let’s have a look at the time on some of the timeframes.
Standard time limit to claim in the UK
As per the 1980 ACT, we have 3 years to make a claim. You should initiate legal proceedings to get compensation for personal injuries, vehicle damages, and other losses resulting from the Accident.
Exception to Time Limit
We have 3 years to make a road accident claim; after that, different rules apply.
Road Accident Claim for Minors
If a child is involved in a road accident, his 3 years will not start until the child is 18 years old. The litigation friend/Guardian will take care of their claim.
Suppose you are in a road accident and looking to claim your injuries. Before making a claim, we should understand the time limits and factors that can affect our claim. We will help you understand the process and steps.
Immediate steps after an accident
People don’t know what to do after an accident, and everyone’s security and safety are at risk. As an accident management company, we specialize in Road accident claims.
Following are the steps to follow immediately by Individuals involved in an accident.
Stay Safe and Legal after an Accident
Turn off your vehicle’s engine. The law regards “failing to stop” or “Report an Accident “as very serious.
Stop and stay as long as you can
Stop your vehicle after an accident. Take a picture of your injuries and see all passengers are safe.
Call Emergency Services
If a serious accident occurs, call emergency services on 999 immediately.
Exchange Details
Please provide your name, address, vehicle registration, and insurance details. This includes the drivers of other vehicles involved and the owners of any damaged property.
Get witness details
Make sure you get the name and address of any witnesses.
Take a Picture of a Damaged Vehicle
Take photographs of the vehicles involved to show the position of all vehicles, including your own and any parked cars
Report the Accident to your Insurers
Please file a claim as soon as possible, complete with all the details gathered at the accident scene accident:
- Record Evidence: Gather Evidence and information from the scene of the Accident. Take photographs of the injuries and vehicle involved.
- Report the Accident to your insurers: Reporting an accident to your Insurance is essential for a successful claim. Some insurance companies require reporting an accident within 24 to 48 hours. If we delay reporting a claim, your claim will be denied.
If we notify the insurance company on time, we will get the payments and response on time.
Delay in notifying your Insurance
We must report the Accident to our Insurance within 24 to 48 hours. Delaying notifying the claim can make it more complicated.
Delayed Injury Symptoms
You may have to make a delay if you are looking to make a claim for your injuries and pains that do not arise immediately. In this case, the 3 years will start when you know the symptoms.
What happens if we do not make a claim
If the individual involved in an accident does make a claim, he will lose the right to claim for his injuries and losses.
Statute of Limitation on Road Accidents
The statute of limitations depends on you and your insurance company. As per the 1980 Act, we can claim for our road accident within 3 years from the date of the Accident Accident.
The following are the essential points:
Timely Legal Action
Individuals can make a claim on time with fresh Evidence and with accuracy.
Time frame
The time frame for making a claim helps prevent the backlog and allows efficient allocation.
The Statutes of limitations provide a sense of closure to legal matters and allow both parties to move forward.
Rights to Make a Claim
When we make a road accident claim, it’s essential to understand your coverage and follow the claims process. We should expect:
- Timely coverage of decisions.
- Explanation of how we will get paid
- Timely responses to your questions.
- Timely payments
Kinds of Compensation I am Eligible:
We can claim for special and general damages. We can get additional compensation for serious injuries.
We can claim for:
- Medical bills
- Lost wages
- Pain suffering
- Bodily injuries
Contact A Road Accident Specialist Solicitor
As soon as possible, make a road accident claim on a win-fee basis. Call a solicitor or accident management company that specializes in road accident claims.
Your solicitors will help you gather the Evidence, submit your claim and negotiate on liability position.
We can claim whether or not the other party admits responsibility for the Accident and how long their insurance representatives take to respond. Your claim handler will keep you updated as your claim progresses.
Finally, understanding the limits and time frames that can affect our claim is crucial to getting the compensation we deserve. It’s important to remember the 3-year rule, but we should also remember the exception if we delay making a claim.
If you are involved in a road accident and looking to make a claim, contact Accident Claims Assist. Our Claim specialist will guide you through the claim process and gather the information to ensure you get the compensation you deserve.
Visit our website: www.accidentclaimsassist.co.uk
