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PCO/ Prestige/ Standard Vehicles Replacement

Get a Replacement Vehicle To Stay on The Road

What is Vehicle Replacement?

Vehicle replacement is the process of acquiring a new vehicle to replace the current one you are using. We get the replacement vehicle when the old one is damaged, written off in an accident, or stolen and not recovered. We get a comparable car to continue driving while your vehicle is repaired or replaced. Replacing a vehicle is associated with your insurance coverage, which can help you pay the cost. We need to review your insurance policy to check if you are eligible for the replacement vehicle. Your insurance company will pay the vehicle replacement cost to replace the car if it is damaged or stolen.
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PCO, Standard and Prestige vehicles

The word PCO means public carriage office and refers to having a license required to drive a taxi or minicab in London; a prestige vehicle is a luxury vehicle like a Mercedes-Benz, BMW, Audi, or Porsche. Transport for London issues the PCO license, a crucial requirement for legally driving a private hire vehicle. This license is not just a formality but a key to your profession. A regular driving license is a must to drive standard vehicles, including passenger vehicles, motorbikes, and medium-sized vehicles like vans.
Report Your Insurance

After the road traffic accident, we need to contact our insurance representative to inform them about it. Tell your insurance company how the accident happened and provide them with evidence for review.
It’s essential to keep a record of the repair invoices. These documents will be crucial in recovering the repair costs as part of your insurance claim.

When to Return the Replacement Vehicle

The time limit to return the replacement vehicle depends on the circumstances of the accident and the damage to the car.

If the vehicle is repairable, the non-fault driver can keep the replacement vehicle until his car is repaired satisfactorily. Once the repaired vehicle is returned, the replacement vehicle is collected within 24 hours. The process is handled and managed by the accident management companies.

If the vehicle is repairable, the non-fault driver can keep the replacement vehicle until his car is repaired satisfactorily. Once the repaired vehicle is returned, the replacement vehicle is collected within 24 hours. The process is handled and managed by the accident management companies.

Time-frame for Replacement Vehicle

Accident management companies must mitigate the losses and damages suffered by the injured party.
If you are not responsible for the road accident, the provision of a replacement vehicle by an accident management company is to reduce your losses. Without a car, you could have additional losses like the cost of public transportation, the inconvenience when you cannot drive to work, and other losses because of the inconvenience.
By using a replacement vehicle, you’re taking steps to minimise additional losses, which is your obligation to mitigate.

Vehicle Age Limit

There are certain limitations to having a replacement vehicle from your insurance. The insurance policies cover only vehicles up to an age limit of not more than 2 to 3 years. Also, we need comprehensive insurance coverage on your policy to be eligible for vehicle replacement insurance.
The vehicle age limitation is because insurance companies want to ensure they are replacing new vehicles. New vehicles have higher values and are more expensive to replace. Insurance companies can manage risks and provide car coverage by setting a vehicle age limit.

Our Services

Efficient and reliable accident recovery services to transport your vehicle safely and promptly.

Secure and convenient storage solutions for your vehicle while you manage your claim.

Thorough vehicle inspections to assess damage and facilitate accurate repair estimates.

Access to high-quality rental vehicles to keep you mobile while your own vehicle is repaired.

Expert repair services to restore your vehicle to its pre-accident condition.

Our Commitment to You

At Accident Claims Assist, we pride ourselves on our dedication to exceptional customer service. Our team of experienced professionals is here to guide you through every step of the claims process with:

Claim Your Compensation with Ease

Don't stress about the accident claims process. Our accident claims management company streamlines everything. Get in touch, and we'll provide expert guidance and start managing your claim right away.

Free Replacement Vehicles

Stuck without a car? We arrange like to like replacement vehicles for free, so you’re never inconvenienced.

Expert Legal Advice

Our accident claims experts connect you with our solicitors who guide you through claim validation and ensure maximum compensation.

Vehicle Recovery and Repairs

We provide no-cost vehicle recovery services and work with approved garages to get your car back on road.

Replacement Vehicle Process

When you are involved in an accident, and the road accident is not your fault, or your vehicle is unroadworthy, you can have a replacement vehicle that meets your requirements.  

You can have a replacement vehicle, even if it is for routine service or repairs.

  • You’re eligible for a replacement vehicle if the accident was not your fault. 
  • The insurance company of the other vehicle driver responsible for the accident will pay all the costs of hire, repairs, and storage. 
  • You are eligible for a like-to-like vehicle according to requirements.
  • Obtaining a replacement vehicle is made easy with the help of an accident management company that offers vehicle repair, storage, and replacement services, ensuring your peace of mind during this challenging time. You can have a replacement vehicle with comprehensive insurance and collision coverage.
  • Replacement vehicle costs may not be covered unless mentioned in your policy. 
  • You can have a courtesy vehicle, which a repair shop typically provides. At the same time, your car is being serviced, or a replacement vehicle for more extensive repairs or in the case of an accident. If the insurers of the faulty driver dispute liability, it will delay the settlement process.

Remember, you’re not alone in this process. We can connect you with a solicitor for legal assistance and litigation. They will handle all aspects of the vehicle repairs and hire, providing you with the support you need. Rest assured, you will not have to pay for the replacement vehicle. Your insurance company or the accident management company will contact the insurance company and recover the cost on your behalf. The driver not responsible for the road accident can keep the replacement vehicle until it has been repaired, or the defendant’s insurance company can pay for the written-off vehicle.

The repair and hire claim settlement depends on the accident circumstances and the other driver’s insurance. It can vary from week to week.

Accident Claims Assist. A Reliable & Leading Accident Management Company

Our fleet has roadworthy vehicles to fulfil all your requirements after an accident that was not your fault. As a leading accident management company, we provide free services for non-fault accident drivers.
We provide reliable replacement vehicles for no cost and manage your claim for repairs and injuries on your behalf.
You do not have to bear any cost; we manage your claim, protect your claim bonus, reduce your insurance excess, and provide like-to-like vehicles.
We handle and manage repairs, hire, and injury claims on behalf of drivers and arrange replacement vehicles for you. We also act on your behalf to communicate with insurers, repair shops or garages, and your solicitors to expedite the process and settle the claim.

How long can I keep a replacement vehicle?

The time limit to keep a replacement vehicle depends on the accident circumstances and the vehicle's damages.

What type of replacement vehicle I will get after an accident?

You will get a like-to-like replacement vehicle that meets your driving requirements and needs.

Do I have to pay any cost for the replacement vehicle?

The driver's insurance company responsible for the accident and losses will pay for the replacement vehicle. Every expense is recovered smoothly, from legal fees to repair costs, helping you avoid stress and financial losses.

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