PCO/ Prestige/ Standard Vehicles Replacement
Get a Replacement Vehicle To Stay on The Road
What is Vehicle Replacement?
The process of replacing a vehicle is associated with your insurance coverage, which can help you pay the cost of a replacement vehicle. We need to review your insurance policy to check if you are eligible for the replacement vehicle.
Your insurance company will pay the vehicle replacement cost to replace the car if it is damaged or stolen.
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PCO, Standard and Prestige vehicles
The PCO license is issued by Transport for London, which is necessary to legally drive a private hire vehicle.
The standard vehicles can be driven with a regular driving license; these include passenger vehicles, motorbikes and medium-sized vehicles like vans.
Report Your Insurance
After the road traffic accident, we need to contact our insurance representative to inform them about the accident. Tell your insurance how the accident happened and provide them the evidence for review.
Keep a record of the repair invoices so you can recover the repair cost as a part of your claim.
- 24/7 Road Assistance
- We will assist you for vehicle repairs compensation from the faulty party.
- Vehicle recovery cost will be charged to the faulty party.
- Our claims specialist will help you for your personal injury compensation.
- We will help you to get maximum compensation.
When to Return the Replacement Vehicle
- Repairable vehicles
If the vehicle is repairable, the non-fault driver can keep the replacement vehicle until his vehicle is repaired satisfactorily. Once the repaired vehicle is returned, the replacement vehicle is collected within 24 hours. The process is handled and managed by the accident management companies.
- Total Loss Vehicles
If the vehicle is repairable, the non-fault driver can keep the replacement vehicle until his vehicle is repaired satisfactorily. Once the repaired vehicle is returned, the replacement vehicle is collected within 24 hours. The process is handled and managed by the accident management companies.
Time-frame for Replacement Vehicle
Accident management companies need to mitigate the losses and damages suffered by the injured party.
If you are not responsible for the road accident, the provision of a replacement vehicle by an accident management company is to reduce your losses. Without a vehicle, you could have additional losses like the cost of public transportation, the inconvenience when you are not able to drive to work, and the other losses because of the inconvenience.
By using a replacement vehicle, you’re taking steps to minimise additional losses, your obligation to mitigate losses.
Vehicle Age Limit
There are certain limitations to having a replacement vehicle from your insurance. The insurance policies cover only vehicles up to an age limit of not more than 2 to 3 years. Also, we need to have comprehensive insurance coverage on your policy to be eligible for vehicle replacement insurance.
The vehicle age limitation is because the insurance companies want to make sure that they are replacing new vehicles. The reason for this is that new vehicles have higher values and are more expensive for vehicle replacement. By setting a vehicle age limit, insurance companies can manage their risks and provide coverage for vehicles.
Our Services
Efficient and reliable accident recovery services to transport your vehicle safely and promptly.
Secure and convenient storage solutions for your vehicle while you manage your claim.
Thorough vehicle inspections to assess damage and facilitate accurate repair estimates.
Access to high-quality rental vehicles to keep you mobile while your own vehicle is repaired.
Expert repair services to restore your vehicle to its pre-accident condition.
Our Commitment to You
Claim Your Compensation with Ease
Don't stress about the accident claims process. Our accident claims management company streamlines everything. Get in touch, and we'll provide expert guidance and start managing your claim right away.
Free Replacement Vehicles
Stuck without a car? We arrange like to like replacement vehicles for free, so you’re never inconvenienced.
Expert Legal Advice
Our accident claims experts connect you with our solicitors who guide you through claim validation and ensure maximum compensation.
Vehicle Recovery and Repairs
We provide no-cost vehicle recovery services and work with approved garages to get your car back on road.
Replacement Vehicle Process
When you are involved in an accident, and the road accident is not your fault, or your vehicle is unroadworthy, you can have a replacement vehicle that meets your requirements.
You can have a replacement vehicle even if your vehicle is for a routine service or repairs.
- If the road accident was not your fault, you’re eligible for a replacement vehicle.
- The insurance company of the other vehicle driver responsible for the accident will pay all the costs of hire, repairs, and storage.
- You are eligible for a like-to-like vehicle according to requirements.
- You can get a replacement vehicle from an accident management company that offers vehicle repair, storage, and replacement services.
- You can have a replacement vehicle if you have comprehensive insurance and collision coverage.
- Replacement vehicle costs may not be covered unless it is mentioned in your policy.
- You can have a courtesy or replacement vehicle for routine servicing or repairs.
- If the insurers of the faulty driver dispute liability, it will delay the settlement process.
- We can speak to the solicitor for legal assistance and litigation. They will deal with vehicle repairs and hire.
- You will have to pay no cost for the replacement vehicle. Your insurance company or the accident management company will communicate with the insurance and will recover the cost.
The driver not responsible for the road accident can keep the replacement vehicle until his vehicle has been repaired, or the insurance company of the defendant can pay for the written-off vehicle.
The settlement of the repair and hire claim depends on the accident circumstance and the other driver’s insurance. This can vary from week.
Accident Claims Assist. A Reliable & Leading Accident Management Company
We provide reliable replacement vehicles for no cost and manage your claim for repairs and injuries on your behalf.
You do not have to bear any cost; we manage your claim, protect your claim bonus, reduce your insurance excess, and provide like-to-like vehicles.
We handle and manage your repairs, hire and injury claims on behalf of drivers and arrange replacement vehicles for you. We act on your behalf to communicate with insurers, repair shops or garages, and your solicitors to expedite the process and settle the claim.
How long can I keep a replacement vehicle?
The time limit to keep a replacement vehicle depends on the accident circumstances and the vehicle's damages.
What type of replacement vehicle I will get after an accident?
You will get a like-to-like replacement vehicle that meets your driving requirements and needs.
Do I have to pay any cost for the replacement vehicle?
The cost for the replacement vehicle will be paid by the insurance company of the driver responsible for the accident and losses. From legal fees to repair costs, every expense is recovered smoothly, helping you avoid stress and financial losses.
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