What is a Credit Repair Claim?
Understanding Vehicle Credit Repair
If you are involved in a non-fault road accident, according to the law you are eligible to have your car repaired back to its pre-accident condition. As you would expect, you are also eligible to have the vehicle repaired to the specific repair standards and ensure it is roadworthy.
Credit Repair is a fantastic service by accident management companies which allows your repair costs to be paid directly to the repairer without first obtaining the estimated costs from your insurance.
This benefits you, as you will not be required to pay your insurance excess, and you will not have to file a claim, so your insurance policy remains unaffected. We then submit the vehicle repair cost to the faulty driver’s insurance and seek to recover from them.
Credit Repair also serves as a quick resolution to the vehicle repair part of your claim, verifying your vehicle is repaired and back on the road at the shortest possible time and with the minimum of stress and inconvenience.
The main purpose of credit repair is to make your life easy after a non-fault road accident. The best feature of credit repair is that you do not need to claim through your insurance provider.
How Vehicle Credit Repair Services Work
When a claimant suffers as a result of a non-fault accident, Accident Claims Assist will handle the whole claims process on their behalf, guaranteeing a stress-free and upfront cost-free experience.
The Road Accidents Happen works with quality accident vehicle garages across the UK, furnishing a non-fault accident solution that offers a high-level customer experience. Customers are provided with a comparable replacement vehicle at the same time their vehicle is being repaired, so any disturbance is kept to a minimum.
Our team of dedicated claims handlers are always on hand to keep our claimants up to date, verifying the claims process runs hassle-free and that they are informed during the process.
If claimants are insured on a third-party insurance cover, our credit repair facility eliminates the difficulty of obtaining estimates of costs and funding the vehicle repairs.
The claimants having comprehensive insurance coverage will not have to pay an insurance excess, and because no claim is being made against their insurance policy cover, the no-claims bonus will be secure.
Why we use Credit Repair Service
- No excess charges
We will fund your vehicle repairs and recover them in full from the faulty driver’s insurance company.
- No claims bonus
We will handle and manage your whole claim from submission to settlement through third-party insurance; there is no need for you to lose your no-claims bonus.
- Smart Repairs
Vehicle repairs are usually authorised to start on your vehicle within 3 working days.
- Vehicle Inspection
Independent engineers are instructed to evaluate the actual repair value of your vehicle. They apply repair techniques and processes, thus certifying your vehicle is repaired to the highest standards, and the faulty party insurers pay the full repair cost.
- Prolong your vehicle value.
Poor quality vehicle repairs not only compromise the security of your vehicle but also affect the value of your vehicle. It is, therefore, necessary to have your vehicle repaired according to the standards.
Common Challenges in Vehicle Credit Repair
If you have a problem related to credit repair, you must resolve it yourself, as you will not get your insurance support.
You will be responsible for all aftereffects, if any, as you dealt without informing your insurance company.
If you fail to prove the other driver was at fault at the time of the accident, you will not get anything from the faulty driver’s insurance company.
You will pay for the credit repair amount if proven at fault or fraudulent.
Before considering credit repair services after an accident, make sure you need this service so you can save yourself from any future risks or expenses.
Choosing the Right Credit Repair Service in the UK: Key Factors to Consider
Choosing the correct accidental vehicle repair garage comes with so many benefits for you and your vehicle, so you must select the right one.
Understanding how to choose the right garage for your vehicle repairs can be time-consuming. There are a few points to keep in mind before handing over your cash to a repairer. Here are a few points to consider when choosing a repair shop or garage.
Certification Check
Most repairer and garages are more than open when it comes to certification that their technicians have undertaken. You can often find certification hung on the garage and repair shop wall or if not, a member of the team will be more than happy to provide evidence for your satisfaction.
Check Parts Warranties
Before agreeing to vehicle repairs, it is always good to get some information about what warranties the repair shop and garages offer on vehicle parts and services provided.
A good vehicle repair shop will offer a warranty on the work completed, and if you choose manufacturer-approved garages, the work completed may not affect the vehicle warranty.
Manufacturer Approved Garages
Choosing a repair shop that is manufacturer-approved provides extra benefits as compared to repair shops that do not offer.
Manufacturer-approved repair shops mean that the technician working to fix your vehicle’s damages has the most up-to-date training to repair your vehicle.
Credit Repairs with Accident Claims Assist
Initiate the Process
Once you have reported the accident, contact us at Accident Claims Assist without delay. Our dedicated claim handlers will assist you through the entire process, explaining the essential steps and ensuring you understand your responsibilities.
Provide Detailed Circumstances
We hoped you could provide detailed information about the accident, including the police report, witness statements, and photographs of vehicle damages. Be as in-depth as possible – every point matters a lot when it comes to determining fault and liability.
Expert Assessment
We work with a team of expert evaluators who will evaluate the damage to your vehicle. Our thorough examination guarantees that all damages are accounted for, from the exterior dents to the visible issues that might have been caused by the accident.
The Repairs: Bringing your Vehicle Back to Glory
Our credit hire and credit repair process is simple. We make sure that you get a comparable hire vehicle while your vehicle is off the road. Within 24 hours of your road accident, we will ensure that you are sitting behind the wheel of a comparable vehicle, ensuring that you are not going to stay without a vehicle for too long.
Contact us today to speak to one of our dedicated claims specialists, who will assist you in starting your claim with Accident Claims Assist or visit our website, www.accidentclaimsassist.co.uk.
