Car accidents can be stressful and traumatic, leaving the individuals to deal with physical & psychological injuries, emotional distress, fear of travel and financial losses.
Generally, you have 3 years to file a claim after the date of accident in UK. You should initiate legal proceedings to get compensation for personal injuries, vehicle damages and other losses resulting from the accident
Let’s have a look at some of the timeframes.
Standard Time Limit to make a Claim in UK
As per the 1980 Act you have 3 years to make a claim. You should initiate legal proceedings to get compensation for personal injuries, vehicle damages and other losses resulting because of the accident
Exception to time limit
You have 3 years to make a road accident claim and after that different rule apply.
Road accident claim for minors
If a child is involved in a road accident, the 3 years will not start until the child is 18 years old. The litigation friend/Guardian will take care of his or her claim on their behalf.
If you are involved in a road accident and looking to make a claim for your injuries. Before making a claim, you should understand the time limits and factors that can affect your claim. We will help you understand the process and steps.
Immediate Steps after an Accident
People don’t know what to do after an accident for security and safety of everyone. As an accident management company, we specialize in road accident claims.
Following are the steps to follow immediately by individuals involved in an accident.
Stay safe and legal after an accident
Turn off the engine of your vehicle. Because the law regards “failing to stop” or “report an accident “is very serious.
Stop and stay as long as you can
Stop your vehicle after an accident. Take picture of your injuries and see all passengers are safe.
Call emergency services
If serious accident took place, you should call emergency services on 999 immediately.
Exchange details
Give your name, address, vehicle registration and insurance details. This includes the drivers of other vehicles involved, the owners of any property damaged.
Get witness details
Make sure you get the name and address of any witnesses
Take photographs of damaged vehicle
Take photographs of the vehicles involved to show the position of all vehicles, including your own and any parked cars
- Report the accident to your insurers
File a claim as soon as possible, complete with all of the details gathered at the scene of accident.
- Record evidence: Gather Evidence and information from the scene of accident. Take photographs of the injuries and vehicle involved.
Report your Accident to your Insurers
Reporting an accident to your insurance is important for successful claim. Some insurances have specific time frame to report an accident within 24 to 48 hrs. If we delay to report a claim your claim will be denied.
If we notify the insurance on time we get the payments and response on time.
Delay in Notifying your Insurance
You must report the accident to your insurance with the time frame of 24 to 48 hours. If you make a delay in notifying the claim can make the claim can become more complicated.
Delayed Injury Symptoms
You may have to make a delay if you are looking to make a claim for your injuries and pains that does not arise immediately. In this case the 3 years will start when you will be aware of the symptoms.
What happen if you do not Make a Claim
If the individual involved in an accident do make a claim, he will lose the right to claim for his injuries and losses.
Statute of Limitation on Road Accidents
The statute of limitations depends on you and your insurance company. You can claim for your road accident within 3 years from the date of accident as per 1980 Act.
Following are the important points:
Timely legal action
Individuals can make a claim on time with fresh evidences and with accuracy.
Time frame
The time frame for making a claim help prevent the backlog and allows efficient allocation.
The Statutes of limitations provide a sense of closure to legal matters, and allow both the parties to move forward.
Rights to Make a Claim
When you make a road accident claim it’s important to understand your coverage and follow the claims process. we should expect:
- Timely coverage of decisions.
- Explanation how you will get paid
- Timely responses to your questions.
- Timely payments
Kinds of Compensation you are Eligible:
You can claim for special and general damages. You can get additional compensation for serious injuries.
You can claim for
- Medical bills
- Lost wages
- Pain suffering
- Bodily injuries
Contact A Road Accident Specialist Solicitor
Make a road accident claim as soon as possible on No win No Fee basis. Call a solicitor or accident management company who specializes in road accident claims.
Your solicitors will help you in gather the evidence, submitting your claim and negotiating on liability position.
You can make a claim whether or not the other party admits responsibility for the accident and how long their insurance representatives take to respond. Your claim handler will keep you updated as your claim progresses.
Finally, if you understand the limits and time frames that can affect out claim is crucial to get the compensation you deserve. It’s important to remember the 3 years rule but you should also remember the exception if you make a delay in making a claim.
If you are involved in a road accident and are looking to make a claim you need to contact Accident claims Assist. Our Claim specialist will guide you through the claim process and will gather the information to make sure you get the compensation you deserve.
Visit our website: www.accidentclaimsassist.co.uk
